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Divorce at different ages: key considerations can obviously change

If you're, say, an early 20-something and are divorcing after a very truncated period of marriage, what will be your primary focus in a divorce proceeding?

For many individuals in that age group, it's all about securing freedom and a renewed independence following a marital union that was simply ill-fated.

Although some young divorcing couples obviously have a handful or more of material divorce-related issues to deal with (especially if they have kids, substantial debts or accumulated property) many people who are on the south side of 30 can part in relatively simple fashion.

That is far less often the case for couples who embark on divorce negotiations after deciding to split up following decades of marriage. As noted in a divorce article discussing marital dissolution for retired and other older couples, many people in that demographic "face unique challenges in retirement planning as a result of later-in-life separations."

That just makes quick and intuitive sense, given a lack of many remaining decades in which to recoup losses and shore up savings.

The financial-tinged reality of divorce for many "gray" baby boomer individuals can make it an imperative to secure timely and sound advice from a proven family law attorney and other professionals.

That advice can go far toward identifying possible sources of wealth and income, fully identifying marital assets, ensuring that beneficiary and other important designations are properly modified in important accounts and savings vehicles and so forth. It can promote a full understanding and the proper allocation of key retirement vehicles such as pensions, 401(k) accounts, Social Security entitlements, company bonuses and more.

Financial freedom is hugely important for many comparatively older persons who are poised to enter a new phase of their lives in a truly independent manner. Careful divorce planning can often materially advance the goal of securing that freedom.

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